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Insurance While Abroad

The Office of Risk Management administers a Foreign Travel Insurance Program that provides insurance coverage and travel assistance for employees engaged in official university foreign travel (excluding sabbaticals). Coverage includes, but is not limited to, general liability insurance, foreign voluntary workers’ compensation, excess auto liability insurance, medical services, emergency medical assistance, security evacuation and repatriation services.

For sabbaticals and leaves of absence, please contact Office of Risk Management and/or Human Resources.

How does the Richmond health insurance plan work while I am abroad?
Please contact Human Resources or your insurance carrier for details about how your Richmond health insurance plan might work while you are outside of the United States.
What coverage does the university provide for business travel outside of the U.S.?

UR employees can request individual short-term international health insurance coverage by completing the online request form at least two (2) weeks prior to your departure date. Please read the instructions, ordering and payment information very carefully. Any questions should be directed to Jennifer Stevens at jsteven2@richmond.edu.

For sabbaticals and leaves of absence, please contact Office of Risk Management and/or Human Resources.

More details on the insurance coverage as well as the copy of the up-to-date ACE Travel Assistance (AXA) insurance policy can be found in the Health and Safety section of the UR study abroad website.

What about my dependents?

If your dependents will be traveling with you on university business, they will be covered as long as you follow the instructions provided on the online insurance request form.

"Dependent" means a Covered Person's lawful spouse or Domestic Partner; or unmarried child from the moment of birth to age 19, or 26 if a full-time student; and who are chiefly dependent on the Covered Person for financial support. A child, for eligibility purposes, includes a natural child, adopted child, step child or foster child. See policy for details on coverage regarding newborn care. A fiancé(e) is not a dependent of a Covered Person and is not eligible for this insurance coverage.

For sabbaticals and leaves of absence, please contact Office of Risk Management and/or Human Resources.

What about leisure travel?

Leisure travel is not eligible for coverage under the university's Foreign Travel Insurance Program. Additional insurance should be arranged for travel before or after a business related trip at the employee's expense.

One option includes Gateway Plans - Leisure Traveler*. We recommend that you thoroughly research your options and carefully read policies regarding coverage and exclusions, and strongly advise you to purchase coverage that includes medical evacuation and repatriation.

* The Office of International Education (OIE) provides website links solely for informational purposes. The OIE is not necessarily endorsing any organizations, products, or serves, nor is the OIE guaranteeing the validity of value of the information contained therein.

Questions?

For questions regarding the ACE Travel Assistance (AXA) health insurance coverage outside of the United States while on official university business, contact Michele Cox, director of study abroad.

Apply for short-term international health insurance

UR employees must complete the online request form at least one (1) week prior to your departure date.

UR is proud to partner with Mercer Health & Benefits LLC (a global consulting company operating in over 140 countries) as it’s independent Consultant and Broker managing our study abroad health and travel insurance plan.

ACE American Insurance company (ACE USA) provides a broad array of insurance products to clients across the U.S. ACE has a physical presence in 53 countries and business conducted in more than 170 countries.

About ACE Travel Assistance Group (AXA)

ACE Travel Assistance Group (AXA) is among the world leaders in providing assistance, with 7,500+ employees employed in over 30 countries doing business with 200+ countries worldwide. They look after their customers and protect them by providing best-in-class solutions beyond immediate situations, anywhere, anytime.