Travel, Accident and Sickness Insurance
Students participating in University of Richmond abroad programs will be automatically enrolled in a travel insurance plan tailored to meet the needs of study abroad students health & safety. The insurance is underwritten by Chubb Insurance Company. Assistance and Security Services are provided by AXA Assistance USA.
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Major Features of the Study Abroad Insurance
Covered Accident or Sickness: some expenses have limitations (e.g., prescription drugs, physiotherapy, nervous/mental disorders, etc.)
Up to $500,000
Medical Evacuation & Repatriation of Remains
100% of covered expenses
Emergency Reunion Benefit for one family member
Up to $12,500
Worldwide Travel Assistance (Medical and Security)
Available 24 hours/7 days
Trip cancellation and interruption
Up to $5,000
Trip delay
Up to $1,000
Baggage loss
Up to $500
Security Evacuation
Up to $100,000
Personal Liability
Up to $100,000
The foregoing summary/outline does not take the place of or alter any of the conditions, exclusions, and other terms of the insurance policy herein summarized. It is merely a short descriptive guide for convenient reference.
The Description of Coverage (“DOC”)* provides a summary of benefits of the insurance plan and further detail of the benefits, coverage, definitions, terms, conditions, exclusions and limitations. The DOC is not a contract of insurance. The terms and conditions of coverage are set forth in the Policy issued to the University of Richmond and the Policy is subject to the laws of the state in which it was issued.
*For those participating in UR programs in New Zealand, click here for those location-specific coverage benefits and details.
For questions regarding coverage, please contact Keesha Trim, Director of Risk Management at the University of Richmond.
In compliance with federal law, this insurance does not apply to the extent that trade or economic sanctions or other laws or regulations prohibit the insurance, including, but not limited to, the payment of claims. For a list of countries currently sanctioned by OFAC, please visit http://www.treasury.gov/resource-center/sanctions/Programs/Pages/Programs.aspx.
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Insurance Forms and Documents
Here are some frequently requested documents related to the insurance:
How to Use Your Insurance While Abroad
Medical Expense Insurance Claim Form
Trip Cancellation/Interruption Insurance Claim Form
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Insurance Terms
Glossary of Insurance Terms
- ACI = Claim processor
- AXA = Travel assistance provider
- Chubb = Insurance company