Health and Travel Insurance
Students participating in University of Richmond semester abroad programs will be automatically enrolled in a travel insurance plan tailored to meet the needs of study abroad students health & safety. The insurance is underwritten by Chubb Insurance Company. Assistance and Security Services are provided by AXA Assistance USA.
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Covered Accident or Sickness: some expenses have limitations (e.g., prescription drugs, physiotherapy, nervous/mental disorders, etc.) |
Up to $500,000 |
|
Medical Evacuation & Repatriation of Remains |
100% of covered expenses |
|
Emergency Reunion Benefit for one family member |
Up to $12,500 |
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Worldwide Travel Assistance (Medical and Security) |
Available 24 hours/7 days |
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Trip cancellation and interruption |
Up to $5,000 |
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Trip delay |
Up to $1,000 |
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Baggage loss |
Up to $500 |
|
Security Evacuation |
Up to $100,000 |
|
Personal Liability |
Up to $100,000 |
The foregoing summary/outline does not take the place of or alter any of the conditions, exclusions, and other terms of the insurance policy herein summarized. It is merely a short descriptive guide for convenient reference.
The Description of Coverage (“DOC”) provides a summary of benefits of the insurance plan and further detail of the benefits, coverage, definitions, terms, conditions, exclusions and limitations. The DOC is not a contract of insurance. The terms and conditions of coverage are set forth in the Policy issued to the University of Richmond and the Policy is subject to the laws of the state in which it was issued.
For questions regarding coverage, please contact Keesha Trim, Director of Risk Management at the University of Richmond.
In compliance with federal law, this insurance does not apply to the extent that trade or economic sanctions or other laws or regulations prohibit the insurance, including, but not limited to, the payment of claims. For a list of countries currently sanctioned by OFAC, please visit http://www.treasury.gov/resource-center/sanctions/Programs/Pages/Programs.aspx.
Here are some frequently requested documents related to the insurance:
How to Use Your Insurance While Abroad
Medical Expense Insurance Claim Form
Glossary of Insurance Terms
- ACI = Claim processor
- AXA = Travel assistance provider
- Chubb = Insurance company
