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Health and Travel Insurance

Students participating in University of Richmond semester abroad programs will be automatically enrolled in a travel insurance plan tailored to meet the needs of study abroad students health & safety. The insurance is underwritten by Chubb Insurance Company. Assistance and Security Services are provided by AXA Assistance USA.

Major Features of the Study Abroad Insurance

Covered Accident or Sickness: some expenses have limitations (e.g., prescription drugs, physiotherapy, nervous/mental disorders, etc.)

Up to $500,000

Medical Evacuation & Repatriation of Remains

100% of covered expenses

Emergency Reunion Benefit for one family member

Up to $12,500  

Worldwide Travel Assistance (Medical and Security) 

Available 24 hours/7 days

Trip cancellation and interruption

Up to $5,000

Trip delay

Up to $1,000

Baggage loss

Up to $500

Security Evacuation

Up to $100,000  

Personal Liability

Up to $100,000  

The foregoing summary/outline does not take the place of or alter any of the conditions, exclusions, and other terms of the insurance policy herein summarized. It is merely a short descriptive guide for convenient reference.   

The Description of Coverage (“DOC”) provides a summary of benefits of the insurance plan and further detail of the benefits, coverage, definitions, terms, conditions, exclusions and limitations. The DOC is not a contract of insurance. The terms and conditions of coverage are set forth in the Policy issued to the University of Richmond and the Policy is subject to the laws of the state in which it was issued.

For questions regarding coverage, please contact Keesha Trim, Director of Risk Management at the University of Richmond.

In compliance with federal law, this insurance does not apply to the extent that trade or economic sanctions or other laws or regulations prohibit the insurance, including, but not limited to, the payment of claims. For a list of countries currently sanctioned by OFAC, please visit

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Prescription Medications Abroad

Students who take mental health or other medicines should contact AXA Assistance USA at the telephone number on your insurance card at least three months prior to departing to get advice about the availability and legality of prescriptions abroad. For more information about medicines abroad, please refer to the U.S. Dept. of State’s web page for Students Abroad.

Many drugs are not available abroad. For example, Adderall is not available in the United Kingdom. Adderall and some other prescription medications may even be illegal in some countries (for example: Thailand, China, and some Western European countries), so students could face legal issues when simply traveling with their prescriptions, not knowing they are carrying illegal drugs. Many mental health drugs pose problems abroad and it is always recommended for the student to learn about options prior to leaving. 

For contraceptive medications, the combination of drugs and/or dosages outside of the U.S. may be slightly different and would not be translatable. Students should take an adequate supply of contraceptives with them while abroad.

Insurance Terms and FAQs

Glossary of Insurance Terms

  • ACI = Claim processor
  • AXA = Travel assistance provider
  • Chubb = Insurance company

Frequently Asked Questions about Insurance

Coming soon!